Life assurance
Cover that could provide a lump sum or income for your family if you were to die during the policy term. Lynsey explains how different types of life cover work and what they're typically used for, such as alongside a mortgage.
Protection
Protection advice, explained plainly.
Protection can feel like an afterthought next to a mortgage, but it's often the thing that matters most if circumstances change unexpectedly. Lynsey talks through the options in plain language, with no pressure to buy.
Critical illness cover
Cover that could pay out a lump sum if you're diagnosed with a specified serious illness during the policy term, helping to ease financial pressure at a difficult time.
Permanent health insurance
Also known as income protection, this can provide a regular income if you're unable to work due to illness or injury for a lasting period.
Private medical insurance
Cover that can give you faster access to private diagnosis and treatment for certain conditions, as an alternative or supplement to NHS care.
Every situation is different
Protection needs vary enormously depending on your circumstances, dependants, existing cover and budget. This page is provided for general information only — it isn't a personal recommendation, and cover of any kind isn't automatically suitable for everyone. Lynsey provides tailored recommendations only after understanding your individual circumstances.
Lynsey has access to a large range of providers offering Defaqto five-star-rated cover.
As with any insurance product, claims are assessed against the terms and conditions of the specific policy, and payment of a claim can never be guaranteed in advance.
Talk about your protection needs